Explore the Latest Thinking on Savings & Finance
For generations, Indian traders have opened fresh account books at Diwali. In Gujarat, the ritual is called Chopda Pujan. Last year’s numbers are closed, the new book is blessed, and the first page is clean. Lakshmi Puja is tomorrow, and that first page is yours too. You don’t need a business to use it. You […]
Neha didn’t overspend last Diwali. That’s what she told herself, right up to the day her card statement arrived. The Dhanteras coin. Two boxes of sweets that became nine. Gifts for the cousins, the building staff and the boss. A last-minute train ticket home. Every one of them felt small and fair. She had planned […]
Rohan got a ₹40,000 Diwali bonus last year. He was sure this time he’d do something smart with it. Then came the new phone cover “since the phone is old anyway”. Dinner with the team. Gifts for the family. A sale on shoes he didn’t need but definitely deserved. By Bhai Dooj, ₹6,000 was left. […]
The ₹101 problem nobody talks about Most of us don’t skip investing because we’re careless. We skip it because we’re waiting. Waiting for the next hike, for the loan to end, for the month when there’s “enough” left over. That month rarely comes. Expenses rise with income, and the plan to “start properly” keeps moving […]
Pooja started her first job eight months ago. Dussehra is a few days away, and her cousin has been telling the whole family that it is a good day to “start something new.” Pooja has ₹3,000 left after rent and bills. She has wanted to start investing for months, but every video she watches talks […]
Your registered mobile number is the key to your entire banking life. OTPs for transactions, account alerts, mobile banking, UPI — everything depends on it. If you have changed your phone number or lost access to your old one, updating your mobile number with the bank should be your immediate priority. Here is the complete […]
Internet banking opens up a world of convenience — transfer money, pay bills, manage FDs, apply for loans, and download statements, all from your laptop or desktop without stepping into a bank branch. If you have never used internet banking before, do not worry. The setup process is straightforward. Here is how to activate it […]
Bank statements are essential documents for loan applications, visa processing, ITR filing, GST compliance, and general financial tracking. Gone are the days when you had to visit a branch and wait in line to get a printed statement. Today, you can download your bank statement in minutes from your phone or computer. Here is how […]
Missing an EMI payment can cost you a late fee, damage your CIBIL score, and create unnecessary stress. Missing a bill payment can lead to service disconnection and reconnection charges. The simplest solution? Set up auto-pay and let your bank handle it. Here is a complete guide to setting up automatic payments for your EMIs, […]
Your PAN card is one of the most important financial identity documents in India. Linking it to your bank account is essential for tax compliance, avoiding higher TDS deductions, and ensuring smooth financial transactions. If you have not linked your PAN to your bank account yet, do it today — here is how. Why Is […]
Has your bank wrongly charged you? Refused to close your account? Not resolved your fraud complaint? When your bank fails you, the Banking Ombudsman is your powerful recourse. Appointed by the Reserve Bank of India (RBI), the Banking Ombudsman is a senior official who resolves customer complaints against banks — for free. Here is how […]
Mobile banking lets you check your balance, transfer money, pay bills, and manage your account — all from your smartphone. For self-employed individuals who are always on the move, mobile banking is not a luxury but a necessity. If you have a bank account but have not activated mobile banking yet, here is exactly how […]
